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	<title>Mortgage Rates Pulse</title>
	<link>http://www.mortgageratespulse.com</link>
	<description>Interest Rate Updates for Home Financing and Mortgage Refinance Rates</description>
	<lastBuildDate>Thu, 24 Jun 2010 21:48:33 +0000</lastBuildDate>
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	<item>
		<title>Lowest Mortgage Rates Seen by Freddie Mac</title>
		<description><![CDATA[Freddie Mac announced another record today for the lowest interest rates since they began recording mortgage interest rates in 1971.  The 30-year fixed rate mortgage reported averages of 4.69% for the week ending June 24th.  Fifteen-year fixed mortgage rates fell to a 4.13% average which was also slightly lower than the previous week. VA mortgage [...]]]></description>
		<link>http://www.mortgageratespulse.com/2010/06/24/lowest-mortgage-rates-seen-by-freddie-mac/</link>
			</item>
	<item>
		<title>Thirty Year Mortgage Rates Drop to 4.79%</title>
		<description><![CDATA[Borrowers across the nation are lining up for home refinancing offers as mortgage interest rates drop once again. The current mortgage rates remain low as the 30-year fixed-rate mortgage average rose slightly to 4.79% with an average 0.8 point for the week ended June 3, according to the buyer of home mortgage loans. In the [...]]]></description>
		<link>http://www.mortgageratespulse.com/2010/06/06/thirty-year-mortgage-rates-drop-to-479/</link>
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		<title>Suggestions for Fannie Mac Mortgage Reform</title>
		<description><![CDATA[Regulatory reform in the mortgage industry is inevitable.  The mortgage blogs have been buzzing this week with talks of Fannie Mae and Freddie Mac merging together in an effort to salvage these failing government companies that own 97% of all mortgage notes in America. Even with 30-year fixed rate mortgage programs below 5%, we can’t fix the [...]]]></description>
		<link>http://www.mortgageratespulse.com/2010/05/20/suggestions-for-fannie-mac-mortgage-reform/</link>
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	<item>
		<title>Home Mortgage Rates Hit 2010 Low</title>
		<description><![CDATA[Mortgage rates fell last week as the turmoil in Europe sparked a flight to safety among investors.  According to financial publisher HSH, mortgage interest rates ended at 5.01% last Friday, down from 5.15% at the beginning of the week.  But there’s no guarantee that home loan rates will stay low because there’s so much volatility [...]]]></description>
		<link>http://www.mortgageratespulse.com/2010/05/17/home-mortgage-rates-hit-2010-low/</link>
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		<title>Online Loan Shoppers See Lower Mortgage Rates</title>
		<description><![CDATA[CBS News reported that the Greek debt crisis led to an unexpected drop in fixed mortgage rates.  The Royal Bank, along with all of the other four big banks, dropped the popular five-year fixed closed mortgage 0.15 percentage points to 6.10% on Tuesday.  Most banks also dropped the benchmark rate for their discounted five-year mortgage [...]]]></description>
		<link>http://www.mortgageratespulse.com/2010/05/14/online-loan-shoppers-see-lower-mortgage-rates/</link>
			</item>
	<item>
		<title>Fed Reserve Raises Interest Rates</title>
		<description><![CDATA[In subprime mortgage debacle and financial crisis, the Federal Reserve urged the national banks to step up to its discount window, pushing the banking industry to get over the stigma on borrowing from the government.  When banks and finance companies stopped lending to each other overnight altogether in the fall of 2008, discount window for [...]]]></description>
		<link>http://www.mortgageratespulse.com/2010/02/18/fed-reserve-raises-interest-rates/</link>
			</item>
	<item>
		<title>Which Way Will Mortgage Rates Go?</title>
		<description><![CDATA[Mortgage interest rates continue to hover around the 5% mark.  Conforming, FHA and VA mortgage rates all continue to be reported in the low 5 percent range for home loans and mortgage refinancing.  There have been positive signs in the last quarter regarding job losses, the financial markets and even the housing sector, but economic [...]]]></description>
		<link>http://www.mortgageratespulse.com/2010/01/12/which-way-will-mortgage-rates-go/</link>
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		<title>Mortgage Rates Inch Up</title>
		<description><![CDATA[Mortgage interest rates continue to teeter the monumental 5% mark and the demand for mortgage refinancing continues to rise.  One problem for most loan applicants is that they do not qualify because conventional and FHA mortgage guidelines have tightened to the point that only a small percentage of borrowers qualify for home refinancing or new [...]]]></description>
		<link>http://www.mortgageratespulse.com/2010/01/05/mortgage-rates-inch-up/</link>
			</item>
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		<title>Mortgage Rates Rising as US Treasuries Stop Buying Mortgage Securities</title>
		<description><![CDATA[A recent article highlighted that the Federal Reserve&#8217;s decision to stop buying mortgage loan securities (MBS) should cause an increase in mortgage rates. But that won&#8217;t be the only thing driving up long-term interest rates: the Treasury&#8217;s trouble going forward in selling debt will also contribute to higher mortgage rates, according to a Morgan Stanley [...]]]></description>
		<link>http://www.mortgageratespulse.com/2009/12/29/mortgage-rates-rising-as-us-treasuries-stop-buying-mortgage-securities/</link>
			</item>
	<item>
		<title>Federal Reserve Hints that Mortgage Rates Will Remain Low</title>
		<description><![CDATA[The Federal Reserve is expected to leave mortgage interest rates at a record low this week, aiming to entice homeowners and businesses to borrow and spend and bolster the economic and housing recovery.  The big question is whether Chairman Ben Bernanke and his colleagues will give hints about when they will reverse course and start [...]]]></description>
		<link>http://www.mortgageratespulse.com/2009/12/15/federal-reserve-hints-that-mortgage-rates-will-remain-low/</link>
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